Setting down a budget is the first step to getting a Preparedness Plan in place.   In theory… In theory budgeting is pretty simple: just don’t spend money you don’t have. Easy enough to say. But what exactly does a good budget look like? There are some good guidelines to setting a family budget. The…

A year ago my husband’s family began the complicated and emotionally fraught task of finding appropriate care for their terminally ill father. After his death, they were faced with a host of decisions of how to arrange finances to ensure the best care for his mother. Fortunately, many of these decisions were made easier because…

It’s not your imagination It really is getting harder to make ends meet. While the average income has gone up 28% over the last 13 yrs, the cost of living has increased almost 31%. But it’s even worse than that: during that same period, the cost of medical care care has gone up 57% and…

Thrift stores have become all the rage. And what’s not to like? You can get some super amazing bargains and you are helping the environment by using what would otherwise end up in the landfill. I’ve written before (like here and here) about some of the great deals to look for at thrift stores.* This past…

Do your children hate to eat the heels of the bread loaves? Quit fighting over the heels and let them dry out. Then put them in the blender and turn them into bread crumbs. Not only do you keep your bread from going to waste, you save money over buying bread crumbs in the grocery…

We live in a disposable society. Just about everything that comes into our house is easily (and readily) replaced with something better, newer, cheaper or brighter. But our grandparents (who lived through some hard times) were just the opposite–they found a use and reuse for just about everything that came into the house. They were…

 Wait!  What??? Doesn’t everyone have a stash of food in their basement? I talk about having food storage all the time like it’s something that all normal people do.  I have to remind myself that the idea of having a food supply is alien to many and sounds very doomsday-zombie-apocalypse-ish. Why else would anyone have…

I recently found a couple good deals at the thrift store and used them in a couple of quick and easy projects. I wanted to share what I did with you. Hopefully, it will inspire you to find some thrifty sewing projects of your own. From sundress to skirt My first project started life as…

Garden veggies in April? How would you like to be eating fresh vegetables a full 4-6 weeks before the rest of your fellow gardeners? You can with cold frames. What’s a cold frame? Basically, it’s a mini greenhouse that helps warm the soil and protect plants during the cold transitioning months of early spring and late…

When my youngest son goes off to college next year, I will lose a great help in the garden. So for the last two years he and I have been working on several gardening projects to make gardening less labor intensive for me. This spring we’ve already completed two big projects: new raised bed and…

Great Bargains this Christmas This year’s Christmas gifts were a bargain and I’m excited to share my successes with you. Last year a friend was moving and gave me a lot of her fabric stash. (Thank you, Dianna!) I made plaid flannel pajama pants for the three boys. Total cost for all three pajama pants: $1…

If you are buying turkey and onions, you’ve probably tossed lots of plastic net bags that. Don’t throw them away! They have lots of good uses. Re-use the bags The larger bags, like the ones covering your turkey, are good for storing garden produce next fall. The onions and garlic from your garden will store…

Summertime is rummage sale season–the perfect place to find bargains on equipment, tools and supplies to help you become more self-reliant. This article has some good ideas on shopping yard sales for prepping items. I have a slightly different take on some of the things this article lists, but it inspired me to make my…

One of this month’s goals is to learn a new skill. How about learning to sew? Who sews any more? The art or skill of sewing has really fallen out of favor. When I was a kid, everyone took Home Ec (well, at least all the girls did. After all, I did grow up in Ye…

Have you ever had one of those weeks? The week where everything seems to go wrong and you find your finances, time and patience put to the test? Maybe you’re having a busy week shuttling kids to activities two or three times a day, lots of home and garden chores plus a rush of other…

The new financial crisis The statistics on college debt are staggering: 40 million Americans have student debt, owing a total of $1.2 trillion dollars. The cost of going to school has risen 4 1/2 time MORE than the rate of inflation. College debt as a percentage of personal debt has tripled in the last ten years.…