It’s not your imagination It really is getting harder to make ends meet. While the average income has gone up 28% over the last 13 yrs, the cost of living has increased almost 31%. But it’s even worse than that: during that same period, the cost of medical care care has gone up 57% and…

I’m in the process of converting my 40′ x 40′ garden into raised beds. The cost of materials to construct the beds and the soil mix make raised beds a bit expensive. So here are the details of how I am keeping the costs down on my raised beds. Keeping the costs down I used…

 Wait!  What??? Doesn’t everyone have a stash of food in their basement? I talk about having food storage all the time like it’s something that all normal people do.  I have to remind myself that the idea of having a food supply is alien to many and sounds very doomsday-zombie-apocalypse-ish. Why else would anyone have…

One of this month’s goals is to learn a new skill. How about learning to sew? Who sews any more? The art or skill of sewing has really fallen out of favor. When I was a kid, everyone took Home Ec (well, at least all the girls did. After all, I did grow up in Ye…

I recently found a couple good deals at the thrift store and used them in a couple of quick and easy projects. I wanted to share what I did with you. Hopefully, it will inspire you to find some thrifty sewing projects of your own. From sundress to skirt My first project started life as…

After raising three boys, it’s so much fun being able to sew for a girl. In case you’ve forgotten, last Christmas I made my little granddaughter a tablecloth playhouse, using fabric and trimming’s I found at the thrift store and on clearance. This year, my Christmas project for her was a princess dress. I found…

I hope Christmas was as lovely for you as it was for our family. Now that the gifts are opened, wrapping paper tossed and the leftovers almost gone, I wanted to share a few of the things I made for Christmas (I couldn’t tell you earlier and spoil the surprise for some.) Maybe this will…

The new financial crisis The statistics on college debt are staggering: 40 million Americans have student debt, owing a total of $1.2 trillion dollars. The cost of going to school has risen 4 1/2 time MORE than the rate of inflation. College debt as a percentage of personal debt has tripled in the last ten years.…

A couple weeks ago I was asked to give a lesson in a special Sunday meeting for the men and women at our church. The topic was mastering our money. I thought I would share with you a bit of the lesson and the questions we discussed in this meeting. Hopefully this will spark some…

If you are buying turkey and onions, you’ve probably tossed lots of plastic net bags that. Don’t throw them away! They have lots of good uses. Re-use the bags The larger bags, like the ones covering your turkey, are good for storing garden produce next fall. The onions and garlic from your garden will store…

Garden veggies in April? How would you like to be eating fresh vegetables a full 4-6 weeks before the rest of your fellow gardeners? You can with cold frames. What’s a cold frame? Basically, it’s a mini greenhouse that helps warm the soil and protect plants during the cold transitioning months of early spring and late…

Have you ever had one of those weeks? The week where everything seems to go wrong and you find your finances, time and patience put to the test? Maybe you’re having a busy week shuttling kids to activities two or three times a day, lots of home and garden chores plus a rush of other…

Do your children hate to eat the heels of the bread loaves? Quit fighting over the heels and let them dry out. Then put them in the blender and turn them into bread crumbs. Not only do you keep your bread from going to waste, you save money over buying bread crumbs in the grocery…

Thrift stores have become all the rage. And what’s not to like? You can get some super amazing bargains and you are helping the environment by using what would otherwise end up in the landfill. I’ve written before (like here and here) about some of the great deals to look for at thrift stores.* This past…

Setting down a budget is the first step to getting a Preparedness Plan in place.   In theory… In theory budgeting is pretty simple: just don’t spend money you don’t have. Easy enough to say. But what exactly does a good budget look like? There are some good guidelines to setting a family budget. The…

Great Bargains this Christmas This year’s Christmas gifts were a bargain and I’m excited to share my successes with you. Last year a friend was moving and gave me a lot of her fabric stash. (Thank you, Dianna!) I made plaid flannel pajama pants for the three boys. Total cost for all three pajama pants: $1…