
Budget Wise

Are you suffering?
There’s an epidemic sweeping the country. It’s not your typical virus, but rather a highly contagious disease of epidemic over-consumption. The symptoms include compulsive shopping, high debt, overwork, inability to delay gratification, a sense of entitlement, obsession with externals and “having it all,” wastefulness, and stress. Concern over affluenza is more than dismay at the…

Six Reasons You Should Have Food Storage
Wait! What??? Doesn’t everyone have a stash of food in their basement? I talk about having food storage all the time like it’s something that all normal people do. I have to remind myself that the idea of having a food supply is alien to many and sounds very doomsday-zombie-apocalypse-ish. Why else would anyone have…

Get the Most Out of Thrift Store Shopping
Thrift stores have become all the rage. And what’s not to like? You can get some super amazing bargains and you are helping the environment by using what would otherwise end up in the landfill. I’ve written before (like here and here) about some of the great deals to look for at thrift stores.* This past…

How to Make a Princess for Under $25
After raising three boys, it’s so much fun being able to sew for a girl. In case you’ve forgotten, last Christmas I made my little granddaughter a tablecloth playhouse, using fabric and trimming’s I found at the thrift store and on clearance. This year, my Christmas project for her was a princess dress. I found…

Recipe: Flavored Bread Crumbs
Do your children hate to eat the heels of the bread loaves? Quit fighting over the heels and let them dry out. Then put them in the blender and turn them into bread crumbs. Not only do you keep your bread from going to waste, you save money over buying bread crumbs in the grocery…

It’s Rummage Sale Time
Summertime is rummage sale season–the perfect place to find bargains on equipment, tools and supplies to help you become more self-reliant. This article has some good ideas on shopping yard sales for prepping items. I have a slightly different take on some of the things this article lists, but it inspired me to make my…

Graduating from College–Debt Free!
The new financial crisis The statistics on college debt are staggering: 40 million Americans have student debt, owing a total of $1.2 trillion dollars. The cost of going to school has risen 4 1/2 time MORE than the rate of inflation. College debt as a percentage of personal debt has tripled in the last ten years.…

Don’t Throw That Bag Away!
If you are buying turkey and onions, you’ve probably tossed lots of plastic net bags that. Don’t throw them away! They have lots of good uses. Re-use the bags The larger bags, like the ones covering your turkey, are good for storing garden produce next fall. The onions and garlic from your garden will store…

Eliminate Debt
It’s not your imagination It really is getting harder to make ends meet. While the average income has gone up 28% over the last 13 yrs, the cost of living has increased almost 31%. But it’s even worse than that: during that same period, the cost of medical care care has gone up 57% and…

Thrifty Sewing Projects
I recently found a couple good deals at the thrift store and used them in a couple of quick and easy projects. I wanted to share what I did with you. Hopefully, it will inspire you to find some thrifty sewing projects of your own. From sundress to skirt My first project started life as…

2017 Garden Projects
When my youngest son goes off to college next year, I will lose a great help in the garden. So for the last two years he and I have been working on several gardening projects to make gardening less labor intensive for me. This spring we’ve already completed two big projects: new raised bed and…

Update Financial and Health Records
A year ago my husband’s family began the complicated and emotionally fraught task of finding appropriate care for their terminally ill father. After his death, they were faced with a host of decisions of how to arrange finances to ensure the best care for his mother. Fortunately, many of these decisions were made easier because…

Five Meals for $5
Have you ever had one of those weeks? The week where everything seems to go wrong and you find your finances, time and patience put to the test? Maybe you’re having a busy week shuttling kids to activities two or three times a day, lots of home and garden chores plus a rush of other…