Rethinking Provident Living On June 5th of this year (2023) our lives were upended when my husband, Ross, was in a serious car accident. He was T-boned by a Cadillac and his Honda Civic was no match. The impact broke most of his pelvic bones (The surgeon recently told him “You smoked your pelvis.”) as…
Winterizing your home can save you money and lessen the risk of a winter weather-related emergency. The best time to winterize is now, before the snow starts flying. Here is what we do to prepare for winter: Stay warm and safe *Get your furnace checked by a professional. A well-tuned furnace will heat more efficiently…
As you work towards a more healthy budget, it is essential to include your children in the process. It will make life so much easier if everyone in the family has a clear idea of what the family budget is and is working towards the same goals. Children and budgeting There are many good ways…
Last fall my husband and I sat down with an adviser to begin the paperwork for his retirement. This was the second scariest decision we’ve ever made during our marriage. The first was when we decided to live on one income so that I could be at home with our children. Retirement sounds wonderful: no…
Family entertainment can be a budget-buster. The average American spends about $1,800 a year on entertainment and that’s not including eating out. Now, I’m not saying you shouldn’t have fun. Who wants to live frugally if it’s all tedium and drudgery? If we are to be successful at living within the budget, it’s essential to…
Doctors and nutritionists are always telling us we need five servings of fruits and vegetables a day. Fortunately the grocery stores are filled with fruits and vegetables. But wouldn’t it be great if you could get fresh vegetables with no chemical herbicides and pesticides all year long? Fresh Veggies All Year It is possible. If…