Cooking meals from scratch is one of the best ways to keep your food budget under control. It also ensures that your family is eating quality nutritious food. But it can also be time consuming and it’s a real temptation just to buy ready-made. Here’s something that might help I’ve compiled a booklet of my…
One of the goals for July is to get a three-month supply of non-food items. Things like laundry and dish soap, shampoo and toilet paper. Non-food items are not necessarily essential to survival when times are hard, but they are important to making life comfortable and sanitation convenient. At first glance, it may seem like…
As you work towards a more healthy budget, it is essential to include your children in the process. It will make life so much easier if everyone in the family has a clear idea of what the family budget is and is working towards the same goals. Children and budgeting There are many good ways…
Last fall my husband and I sat down with an adviser to begin the paperwork for his retirement. This was the second scariest decision we’ve ever made during our marriage. The first was when we decided to live on one income so that I could be at home with our children. Retirement sounds wonderful: no…
Family entertainment can be a budget-buster. The average American spends about $1,800 a year on entertainment and that’s not including eating out. Now, I’m not saying you shouldn’t have fun. Who wants to live frugally if it’s all tedium and drudgery? If we are to be successful at living within the budget, it’s essential to…
Between the demands of work and family, who has time to cook from scratch? It is much more convenient to buy something ready-made or almost made. Don’t you just love those veggies in the produce section that are already prepped and all you have to do is perhaps mix in a couple more ingredients and…